In the UK, 47% of adults don’t know their credit score, according to a 2023 Experian report. Yet, this three-digit number – typically ranging from 0 to 999 – can mean the difference between securing a mortgage at 4% or being rejected outright. As Martin Lewis of MoneySavingExpert bluntly puts it: “A poor credit score isn’t […]
In 2023, UK Finance reported that 86% of Brits used mobile banking, yet most only scratch the surface of what their apps can do. As fintech expert Anne Boden, founder of Starling Bank, once said: “Your banking app shouldn’t just mimic a branch – it should revolutionise how you interact with money”. Let’s explore underused tools that […]
Every January, millions vow to get their finances in order, yet a 2023 survey by NerdWallet found that 80% abandon their budget by March. The issue isn’t a lack of willpower but flawed methods. As financial advisor Elizabeth Warren writes in All Your Worth: “A budget isn’t a straitjacket – it’s a map for making choices you’re free […]
11 meses ago
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